In your early 40s I'd make sure to head to Afrit and get started on the bag collection quests. this is a quest "circuit" I like to call it, eccentially has 4 stages to it, each taking maybe 10 min more or less where you are tasked to kill 16 of mob or mob y, and you just grind the "circuit" collecting bags that you turn in out here for a full set of gear, neck, ring, earring, and the very most imortant part of all: a new offensive fighter ability! The  set of gear is decent, but you might already have better in many cases. The jewlery is absolutly worth it, worth doing it all even if you dont use any of the var armor in my opinion. But if you dont do any of this for any other reason, you should definatly not pass this ability up. Running the circuit is rediculous exp, the quest doesnt diminish in exp value as you complete it time after time after time. Your gonna be gathering a LOT of bags, not to mention about fifty times as many little crystal shard things you conbine 50 at a time into a single bag. Yes your gonna gather a LOT of bags. DO NOT take this chucnk of content all at once and I promise it will keep its charm. I ended coming through afrit for anywhere from a half to a whole level at a time and then break out to three or four other spots before coming back. Tons of exp, great gear, new ability and it couldnt be easier, especially once you learn 4 stages of the circuit.